How The 3.99% APR Special Works
Legend Auto Sales has partnered with Harborstone Credit Union to offer a highly competitive 3.99% APR on 36-month auto loans for qualified Tier 1 buyers (740+ credit score). This fixed-rate offer is available on new loans with a minimum loan amount of $5,000 and applies to select vehicles based on credit approval. For customers who qualify within Tiers 1–4, Harborstone is also offering 0.50% off published rates on 60- to 84-month terms, giving you flexible financing options tailored to your needs.
Additionally, approved buyers in Tiers 1–4 may qualify for a 3-month term extension, helping reduce short-term financial pressure while keeping payments manageable. All loans are subject to Harborstone Credit Union lending policies, and final approval considers income, debt ratio, employment history, creditworthiness, and vehicle details such as year, mileage, and condition.
To finance through Harborstone Credit Union, a membership share savings account with a $10 minimum deposit is required. All registered vehicle owners must be loan signers and subject to credit approval. Title transfer fees in Washington State are estimated at $21, and full details will be reviewed prior to funding.
This promotional APR reflects the “as low as” rate available as of March 1, 2026 and may change without notice. This offer expires March 31, 2026, so customers in Seattle, Burien, Puyallup, Renton, and Tacoma should act quickly to secure this limited-time rate before it’s gone.